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DATW Forum  |  DISCOVER ALL THE WORLD  |  discover forum (Moderator: DATWMOD)  |  Topic: do you have insurance? « previous next »
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Author Topic: do you have insurance?  (Read 983 times)
NSgirl
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« on: October 22, 2007, 08:19:11 pm »
I am always shocked at just how many people do not have house or apartment insurance after a tragic event whether it be a fire,,natural disaster, robbery  etc.
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neptune
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« Reply #1 on: October 22, 2007, 08:21:53 pm »
I overinsure everything!!! 5 mil on the car, fire, flood, even earthquake for the house.  theft is covered under my homeowners
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NSgirl
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« Reply #2 on: October 22, 2007, 08:27:01 pm »
I think some people that rent and do not own figure they do not need insurance,and are under the impression the landloards insurance will cover them!
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Ralph Klein
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Posts: 4100
« Reply #3 on: October 22, 2007, 08:27:25 pm »
quote:
Originally posted by NSgirl

I am always shocked at just how many people do not have house or apartment insurance after a tragic event whether it be a fire,,natural disaster, robbery  etc.


I insure everything 10 times its value for depreation purposes.[Cheesy]
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neptune
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« Reply #4 on: October 22, 2007, 08:33:11 pm »
quote:
Originally posted by NSgirl

I think some people that rent and do not own figure they do not need insurance,and are under the impression the landloards insurance will cover them!


and they don't... not even close.  big fire in coquitlam not long ago to renters.. entire house burnt to the ground, they lost everything and got NOTHING back
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Ralph Klein
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« Reply #5 on: October 22, 2007, 08:35:52 pm »
quote:
Originally posted by neptune

quote:
Originally posted by NSgirl

I think some people that rent and do not own figure they do not need insurance,and are under the impression the landloards insurance will cover them!


and they don't... not even close.  big fire in coquitlam not long ago to renters.. entire house burnt to the ground, they lost everything and got NOTHING back


Most people with low incomes don't need insurance anyways b/c they got f***all worth insuring.[Cheesy]
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sid
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Posts: 1371
« Reply #6 on: October 22, 2007, 08:42:51 pm »
It happens too often. Either they don't know that they need it or it's the very last thing on their list of needs. What if it was mandatory like car insurance is?
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mslewd
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« Reply #7 on: October 22, 2007, 08:44:31 pm »
sorry screwed up..lol
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NSgirl
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Posts: 11196
« Reply #8 on: October 22, 2007, 08:45:20 pm »
quote:
Originally posted by mslewd

sorry screwed up..lol

when that happens you can always edit and move your post below the quote and it comes out fine!
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sid
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Posts: 1371
« Reply #9 on: October 22, 2007, 08:46:11 pm »
so if people don't have insurance they get a spanking?
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Ralph Klein
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« Reply #10 on: October 22, 2007, 08:46:39 pm »
quote:
Originally posted by sid

It happens too often. Either they don't know that they need it or it's the very last thing on their list of needs. What if it was mandatory like car insurance is?


Well my dear boy there wouldn't be a use for emergency social services now would there?[Cheesy]
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mslewd
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Posts: 2856
« Reply #11 on: October 22, 2007, 08:47:07 pm »
cool i just got rid of it...thats better...
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mslewd
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« Reply #12 on: October 22, 2007, 08:48:15 pm »
sid...im playing with RK....he deserves a beating...
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Ralph Klein
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Posts: 4100
« Reply #13 on: October 22, 2007, 08:49:20 pm »
quote:
Originally posted by mslewd

sid...im playing with RK....he deserves a beating...


Just a good playing.[Wink][Cheesy]
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NSgirl
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Posts: 11196
« Reply #14 on: October 22, 2007, 08:50:02 pm »
quote:
Originally posted by mslewd

sid...im playing with RK....he deserves a beating...

If you give him a beating you will never get rid of him![Cheesy]He likes it![Wink]
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mslewd
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« Reply #15 on: October 22, 2007, 08:50:58 pm »
RK is that true??
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Ralph Klein
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Posts: 4100
« Reply #16 on: October 22, 2007, 08:52:15 pm »
quote:
Originally posted by NSgirl

quote:
Originally posted by mslewd

sid...im playing with RK....he deserves a beating...

If you give him a beating you will never get rid of him![Cheesy]He likes it![Wink]
Nah she wouldn't beat me she thinks i'm a nice guy not an asshole like some people.[Cheesy]
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Ralph Klein
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Posts: 4100
« Reply #17 on: October 22, 2007, 08:53:09 pm »
quote:
Originally posted by mslewd

RK is that true??


Spank my ass and find out for yourself.[Cheesy]
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wyk
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« Reply #18 on: October 22, 2007, 08:57:43 pm »
Yups, spend about $1000 a year on insurance for the house, farm, apartment (when I do rent one), and medical/dental.
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Ralph Klein
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Posts: 4100
« Reply #19 on: October 22, 2007, 09:41:16 pm »
quote:
Originally posted by wyk

Yups, spend about $1000 a year on insurance for the house, farm, apartment (when I do rent one), and medical/dental.


I spend atleast 15000 on insurance for my buisines including all company vehicles.[Smiley]
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neptune
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« Reply #20 on: October 22, 2007, 09:42:06 pm »
however, all this being said, my final and most effective insurance policy is courtesy of smith and wesson.
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Ralph Klein
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Posts: 4100
« Reply #21 on: October 22, 2007, 09:47:19 pm »
quote:
Originally posted by neptune

however, all this being said, my final and most effective insurance policy is courtesy of smith and wesson.
A baseball bat acts as my lawyer Another type of insurance policy.[}:)]
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NSgirl
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Posts: 11196
« Reply #22 on: October 22, 2007, 09:48:27 pm »
quote:
Originally posted by neptune

however, all this being said, my final and most effective insurance policy is courtesy of smith and wesson.

your Americanish is shining through![Cheesy]
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neptune
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« Reply #23 on: October 22, 2007, 09:48:27 pm »
quote:
Originally posted by Ralph Klein

quote:
Originally posted by neptune

however, all this being said, my final and most effective insurance policy is courtesy of smith and wesson.
A baseball bat acts as my lawyer Another type of insurance policy.[}:)]
 

judge and jury too RK
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Ralph Klein
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Posts: 4100
« Reply #24 on: October 22, 2007, 09:49:19 pm »
quote:
Originally posted by neptune

quote:
Originally posted by Ralph Klein

quote:
Originally posted by neptune

however, all this being said, my final and most effective insurance policy is courtesy of smith and wesson.
A baseball bat acts as my lawyer Another type of insurance policy.[}:)]
 

judge and jury too RK


Exactly neptune.[}:)][Cheesy]
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DATW Forum  |  DISCOVER ALL THE WORLD  |  discover forum (Moderator: DATWMOD)  |  Topic: do you have insurance? « previous next »
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